U.S. Companies To Pay 10% More For Health Benefits in 2006
U.S. Companies To Pay 10% More For Health Benefits in 2006
A new study on health care costs for U.S. companies was released this morning by Hewitt Associates:
For 2006, Hewitt expects health-care costs to rise 9.9 percent on average…health care is growing about three times faster than wages, the survey showed.
Skyrocketing health care costs are crippling companies like GM:
GM reported Tuesday it lost $1.1 billion in the first quarter, its largest quarterly loss in more than a decade, and it cited the cost of providing health coverage for its workers and retirees as a main culprit.
Workers also suffer:
Wage increases are expected to be about 3.6 percent, while contributions and out-of-pocket expenses are projected to rise 11.6 percent. For a person who makes $40,000 per year, that increase in health-care costs would take out about 23 percent of their overall salary gains.
American Progress has a plan to address this challenge by providing affordable health-care for everyone. (And we propose a way to pay for it.)
But let’s not talk about that. What this country really needs is more tax cuts for the rich.
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It’s amazing that with all the real challenges this country faces this administration is still proposing tax cuts.
October 10th, 2005 at 1:49 pmAs the average Joe sees skyrocketing fuel, home heating, electricity, and local taxes and increased school fees to offset the cuts from the feds, increased property insurance premiums and increased health costs…yes, now is the time to continue those tax cuts for the wealthy.
October 10th, 2005 at 2:03 pmThis, and the cheap cost of “global labor” in China and India, are the two biggest reasons American companies are reducing headcount so rapidly. It’s also why the CEO’s and shareholders are buying yacht’s while we worry about how bad the heating bills will get this winter.
The true elitist douchebags on FOX, the Kudlow & Kramer types can sit in front of that camera and claim that the economy is zooming along, profits are good. Yeah but only for them. Where is Robin Hood when you need him?
October 10th, 2005 at 2:04 pmDems should really push the issue of General Motors being acquired (by Toyota, in 2006?) as “unAmerican”. Each month without national health insurance further assures the dismemberment and/or disappearance of this important part of the economy. The way to phrase the issue is to challenge the Republicans and have them answer the question: what is your reason for not letting GM stay in business, and in American hands?
October 10th, 2005 at 2:36 pm–
Re the American Progress plan:
The problem with this plan is it does nothing to solve the problem that we pay 2X as much per person for healthcare - most of which is in administrative costs - as any other country.
This well-intentioned approach is similar to that of Kerry and others - it covers everybody, but still tosses a huge bone to the insurance companies and other middlemen who want to keep their finger in the pie. A single-payer plan doesn’t have that problem - it gives us the common-sense and less expensive system that all other developed nations have, by getting rid of these middlemen.
ALSO, this type of plan preserves the emerging 2-class system in which Medicaid is of much poorer quality than that provided by private insurance or Medicare because those on Medicaid don’t have the political power to improve the coverage options. A single-payer plan doesn’t have that problem.
On the other hand, I’ve heard the argument that if you provide the option of medicaid for all those who don’t get employer-sponsored insurance, more and more employers will choose to pay the cheaper tax and not provide private insurance. So gradually more people get on Medicaid, which gives the Medicaid lobby more power and improves the quality of medicaid care. This snowballs until everyone’s on Medicaid and everyone votes to make it a great system - thus providing a kind-of free-market evolution towards single-payer. My problem with this: if you want single-payer, advocate for it - any plan to “evolve” towards it may leave us with something even worse (again).
October 10th, 2005 at 2:44 pmDan is right. Let’s not dick around with incremental reforms that leave the profiteers in charge. Single-payer is the solution that works.
October 10th, 2005 at 3:08 pmMy husband retired from Tower Automative and the insurance went up to $1,000 a month. Needless to say we could not afford this. I took the insurance from my company last year than I lost my job in August. I had insurance for another 2 months than I had to take that Cobra insurance. That was $384.00 a month. My husband is working for a different company and he dropped Towers insurance. We are paying $141.80 a month. It is a local insurance. We are pretty lucky this company let us get in their insurance. He had outpatient eye surgery last month. The bill was over $11,000. We had to pay about $1,300. I think this good insurance.
October 10th, 2005 at 3:25 pmGM insures more than 1 million americans, and they say it costs an average of 1,000 per car that the japanese don’t have to pay. They’re actually in favor of a government health insurance to offset their costs. Who would have thought that corporate america would finally wake up and realize that insurance companies are the problem with american health care, and that centralized ‘big government’ makes companies more competitive!
Bahahaha - the stupid fools should have listened years ago when progressives warned them this would happen! Now japan has detroit over a barrel AGAIN! Morons!
October 10th, 2005 at 3:26 pmBuckfush, no offense, but please buck off.
October 10th, 2005 at 3:28 pmDan and Gary:
I didn’t write this plan, but I like it and am happy to defend it. The idea behind doing what CAP proposes instead of the single-payer system is that you don’t get rid of a lot of programs — like Medicare and Medicaid — that already efficiently provide a lot of people with health care.
Obviously either a single-payer plan or the CAP proposal would be far preferable to the current system where 40 million + are completely left out.
October 10th, 2005 at 3:29 pmThe cost of medical insurance is not a bubble, it will keep going up until some kind of reform happens.
October 10th, 2005 at 3:32 pmDear Fiscal Idiots - CUTTING TAXES STIMULATES THE ECONOMY - MORE (I REPEAT, MORE!!!!) REVENUE HAS BEEN COLLECTED - look how the Democrat proposed “luxury tax” decimated the yacht builers in Hatteras?? Our deficit is the result of WAY to much PORK and spending. Let’s get rid of the Repub and Dem pork in the highway bill - it’s GROSS and DISGUSTING!!
October 10th, 2005 at 3:54 pmI’m a union member so I hear exactly what part of the raise our contractors agree to goes to health care. We don’t get raises any more.
October 10th, 2005 at 3:59 pmMy wife is a respiratory therapist with better insurance than I have. Hers went up $200 a month in a year.
Neither plan is an option for us. Hers is so much better that we couldn’t afford to do without it. That leaves us putting out about $1000 a month on health insurance that we will not be able to afford after retirement.
Single payer is the only option!
#7, #10,- BUCKFUSH
Thanks for more SPAM Buckfush. Your posts are worthless. Please take them to a commercial forum. No one wants to buy your t-shirts. This blog is for a discussion of progressive ideas.
October 10th, 2005 at 4:01 pmUhm… how did a PROPOSED tax decimate yacht builders? Were they so afraid of taxes that their businesses burned down out of pure terror?
Tax Cuts for the very rich don’t help people who are very poor. National sales taxes will affect the poor much more than the rich because the poor spend nearly all of their income while the rich can afford to save or spend it overseas.
October 10th, 2005 at 4:09 pmaphrodite,
Face it, the Republicans hold all the cards and they’ve completely ruined our economy to the tune of (and I wouldn’t believe it possible if I hadn’t watched it unfold) replacing our largest surplus in history with our largest deficit in a few short years. How the hell did that happen? Iraq has cost us $200b+ and it’s ok that 9b went missing and every contractor the GOP does business with multiplies the bill by 10 with the Bushies at the helm….cha-ching. You claiming that Democrats are fiscal idiots is akin to George W. Bush claiming that Iraq was about spreading freedom and democracy. Utter nonsense and you know it.
October 10th, 2005 at 4:13 pmAnd for those that haven’t figured it out. MightyWindbag=IRI/MrWrong…
October 10th, 2005 at 4:14 pmWhat if we were to do away with income taxes all together? Develop a national sales tax on everything. Provide a tax rebate credit to those people earning at or less the current threshold to pay taxes. This would create the same level of income for the government without the red tape of the IRS. There would be no confusing forms to fill out each year. We would collect taxes on legal and illegal income in this country for the first time ever! It would make domestic produced products cheaper overseas since there would be no corporate income tax. The rich would pay their fair share of taxes. The job growth in this country would be literally explosive. Just something to think about.
October 10th, 2005 at 4:17 pmRyan,
I’ve noticed that the wingnuts don’t seem to have the conviction (or the numbers) they used to here. It’s almost as if they’re just going through the motions now. Only the pathetic few still fight for what has turned out to be an obvious disaster for ALL OF US!
October 10th, 2005 at 4:18 pm#17 Jay - How can you count a surplus as a surplus when it was a PROJECTED number - You guys are the BEST Monday morning q-backs - from the sidelines, of course.
October 10th, 2005 at 4:23 pmThe reason we’ll never have a tax code that does away with the IRS is that a lot (and i mean A LOT) of people (attorneys accountants etc) make their living in the tax field. Coincidentally, what profession do most legislators come from? LAWYERS! They will never do away with something that employs so many of their own kind!
Oh yeah and the rebate thing sounds like a loophole that everyone could exploit. explosive job growth would create massive problems in and of itself (inflation!) so let’s not exagerate too much…
October 10th, 2005 at 4:27 pmi see, so projected numbers don’t count? what about projected deficits? should we not pay them any heed either? what about projected national debt totals?
October 10th, 2005 at 4:29 pmHealth Care Costs Crippling American Economy
Unfortunately, the only people who like universal health care are commies. Why do uninsured people (including myself until I get my Blue Cross card) hate America? Screw health care… as Judd says,
“…letÂ’s not talk about that. What this country …
October 10th, 2005 at 4:30 pmRe: GM and insurance costs…It’s funny that most people who post on auto-related message boards that are on such Web sites as autoweek.com and gminsidenews.com, etc., always want to blame the union for the high legacy costs because of their extravagant demands. What no one seems to be talking about is the high cost of health care itself. Just one example: several years ago the cost of a 20 minute ultrasound exam on my gall bladder was over $600 when all the charges were added up. Correct me if I am wrong, but isn’t there something wrong with this picture? Maybe insurance companies (and thus corporations) wouldn’t have to pay so much if the cost of the services weren’t so high. Just a thought.
October 10th, 2005 at 4:34 pmRandy,
We have a progressive income tax because it is fairer. Do away with the income tax & ad a National Sales Tax or Value Added tax and the poor pay more on the basis of their income. You know that & so do we here.
And in care your attention span is so short, cutting taxes DOES NOT always mean more taxes through increased income. It has yet to happen in the bush43 presidency in fact & he’s cut taxes for (primarily) the high income earners for 5 years now.
You wanna talk flat tax? It’s been said that (just the federal portion mind you) would require 19% of everyones income, WITH NO DEDUCTIONS. Got that? Forget about writing off the mortgage interest, charities, the deductions for your family, kids, even yourself. You want to go that route? Sell your plan.
buckfush - go away. You’re old news.
October 10th, 2005 at 4:34 pmaphrodite - lying sack of shit. don’t act like you have any cred. you don’t.
October 10th, 2005 at 5:06 pmaphrodite,
There was nothing projected about the fact that Clinton drove down the national debt and created surplus and that under Bush it’s gone dramatically in the other direction. What the hell are you talking about?
http://www.lafn.org/ politics/ gvdc/ Natl_Debt_Chart.html
October 10th, 2005 at 5:16 pmGM & co. say that we should not raise CAFE because they can’t comply with the compliance costs, or that their competitors (honda) are more efficient and it’s not fair.
BooHooHoo.
Here’s the real reason, and it occourred under the administration they supported.
October 10th, 2005 at 5:16 pmBTW aphrodite, please note the source on the graph. U.S Dept. of Treasury. Ouch, that must hurt.
October 10th, 2005 at 5:17 pm#13: Rush Limbaugh’s talking points don’t fly. I read his book. Try thinking for yourself.
October 10th, 2005 at 5:18 pmCutting taxes raises revenue. The proper talking point wording is, “Every tax cut has been followed by a rise in tax revenue.” That’s true (up until 2001). It’s also true that every tax increase has been followed by a rise in tax revenue. As the economy grows, taxes grow, and before 2001, tax cuts were not large enough to outpace growth. It is not accurate (or knowable) to say cutting tax rates increases tax revenue. Ad hoc ergo proctor hoc.
Take a page from the Book of Rove. You have to word things carefully if you want to fool people, aphro.
October 10th, 2005 at 5:24 pmMA can’t be serious. Yacht industry is decimated!
October 10th, 2005 at 6:05 pmGimme a break!
National sales tax is regressive, even with credits to the lower income. Lower income spend all they earn on necessities, wealthy can’t spend all they earn on “unearned” income.
October 10th, 2005 at 6:10 pmWe should lift the cap on FICA earnings from $90,000 to include all earnings. That will take care of Soc. Sec. and Medicare.
#33 - Check the late, great Hatteras Yachts, “useful idiot”.
October 10th, 2005 at 6:45 pm#16 Andrew, you must have the unfortunate plight of attending public school. When Dems were interested in jumping in rich people’s pockets (deeper), they decided to levy a “luxury tax”. Well, rich people may be alot of things, but generally, they are NOT stupid. Instead of buying NEW boats - they bought used - thus avoiding a STUPID tax. It was finally repealed.
October 10th, 2005 at 6:49 pmMightyWindbag posts identical to MrWrong and NED. Shall we begin to call her MightyDragQueen? Cause clearly this is one and the same troll.
The ‘luxury tax’ myth is just more free republic nonsense. The original story was printed in the washington times (A rupert murdoch slime machine).
The ironic part is that BUSH-I was the president who signed in that tax increase - not ‘the democrats’ as is claimed by MissDragMoron… She’s probably also unaware that the ‘recession’ of the bush administration was what crushed the industry first, the tax was just one more problem applied to an already failing industry. In fact during the last year of Bush-I’s presidency sales dropped 65% - before the luxury tax every came into effect in 1991.
This is just another example of the lies, propaganda and false frames that the reichwingers post daily. They can’t even be bothered to check basic facts that are a matter of public record!
“From 1990 to 1991, Hatteras saw its sales drop 65 percent.”
” The luxury tax took effect Jan. 1, 1991. The ruinous legislation never generated enough revenue to pay for collecting it, let alone to replace lost payroll and corporate income tax from boat-builders.”
President clinton repealed this tax in 1993, even though a republican had passed it.
Ironically what this posting just shows is that ’sales taxes’ (the common proposal of stupid republicans - useless idiots) negatively impacts the economy. Income tax on the wealthy by contrast actually booms the economy as it encourages them to buy things, and invest in risky ventures - thereby increasing the economic growth of the nation. The retard just disproved her/his own point, but it’s too stupid to know it…
October 10th, 2005 at 7:01 pm“you must have the unfortunate plight of attending public school. When Dems were interested in jumping in rich people’s pockets (deeper), they decided to levy a “luxury taxâ€. ”
Actually it was REPUBLICANS who did this you stupid beast! Your command of facts is even less than your command of ideas.
“Well, rich people may be alot of things, but generally, they are NOT stupid. ”
And yet you claim ‘you’re rich’, so clearly you disprove this myth. My experience of most rich people (and I’m sure I know many more than you do), is that they are not only stupid, but they’re lazy, selfish, opinionated and greedy. There’s a reason jesus said it was nearly impossible for a rich person to enter the kingdom of heaven. Wealth often teaches people they have more rights than the poor, and frankly makes them stupid. I doubt you are rich, but clearly you’re stupid.
“Instead of buying NEW boats - they bought used - thus avoiding a STUPID tax. It was finally repealed.”
Actually I already disproved your propaganda myth. But then again it came from the washington times and the free republic, neither of which would recognize a fact if it bit them in the ass.
Why do you hate america so much that you need to lie to protect your republican tax raising presidents?
Why ms. drag queen are you such a stupid dipshit?
October 10th, 2005 at 7:04 pmOh, and I also double checked the facts on this. Economists attributed the problem with the luxury yacht industry in 1990 as a victim of overbuilding in the boat business and, to a far lesser extent, the short-lived federal luxury tax.
The problem was that they overbuilt luxury yachts just like detroit overbuilt SUVs, and the market collapsed. But instead of taking any accountability for this failure and corporate mismanagement, some yacht vendors such as Hatteras attempted to lie about the problems and become tools of the free republic propagandists.
The reality is that you wish to blame an industry failure on a tax, yet the market had already seen a 65% drop before the law ever went into effect!
And you’re a stupid fool who once again posted propaganda without doing any fact checking - but then again you got it from the free republic, so you know it’s filth and scum…
October 10th, 2005 at 7:10 pmThanks, Ryan,
October 10th, 2005 at 7:24 pmMA got her (his) dates wrong in a zealous effort to blame everything on Clinton.
Hmmmm — IRI and MA and NED are one and the same, using aliases or they are married and playing games here. I think you may be right — there can’t be three people posting here that could be that narrowminded, that hateful, and that wrong.
Marie,
They also use the same terms and language when they get ‘pissy’ about a topic, it makes it pretty obvious that either they’re copying from the same free republic propaganda script for lies and deception, or they’re just too stupid to think beyond what someone posts on that insane site…
I think it might be multiple personality disorder, it would certainly ’splain the schizophrenia…
October 10th, 2005 at 7:34 pm#14, the last employee health benefits I had were so crappy it wasnt worth the paper it was written on. I found this out when I was hospitalized. I hope for your sake the grand a month you put out is actually going to provide healthcare to you. In most cases, a grand a month gets you crap. Good luck though.
October 10th, 2005 at 8:35 pmRyan and Marie, I too suspect that ma is ned. Its always the same delussional rants.
Where did Buckshot and fake go? They were delussional but not quite as severe. I think they were one person too.
October 10th, 2005 at 8:38 pmI agree, I have been convinced they are a three-headed hydra for quite a while! Oy. As always, fun to watch Ryan batting their balls effortlessly back in their faces! Facts and swell writing too!
October 10th, 2005 at 8:48 pmWe are fortunate to have Ryan here. He takes the time to explain things to the less educated. When the MightyDragQueen decides it is time to learn maybe He/She will take the blinders off and take a good hard look at reality. We can only hope.
Lets be persistant and educate the MightyDragQueen whenever possible. If all else fails we can send IT to Iraq for a real eye opener.
October 10th, 2005 at 9:34 pmThey all look like the same person because they all got copies of the same Karl Rove Guide to Internet Propaganda. At least it seems that way.
Besides, if they don’t repeat the same precisely crafted arguments, their whole world view falls apart.
October 10th, 2005 at 11:57 pmOn the one hand I’ve often wondered why every company with more than 50 employees hasn’t been screaming for a national health care system for at least a decade? How many strikes, work loss, etc is due to the fact that our health care system is in shambles?
On the other hand, GM has a LOT of problems. A good many of them are their own doing. For example, GM totally missed the whole “gas price going up” thing. Their whole new product line this year and next… more big SUVs. Meanwhile their competitors, the Toyotas and Hondas that people are bitching about have been the ones who ARE actually doing something by introducing more fuel efficient cars. Ford isn’t much better. Chrysler… well they are dead, taken over by the Germans and in the same boat as GM.
Much of the American Auto manufacturers problems are self created. Some, like health care aren’t. A national health care system would be a HUGE benefit to US manufacturers. The question is how long are there going to BE US manufacturers? Between mismanagement and shipping jobs to India, China, and Bangladesh what’s left?
October 11th, 2005 at 9:50 amWell, it looks like the few trolls left are completely on the fringes. The only ones still around are the truly ignorant trolls with WAY too much time on their hands. I suggest they go donate some of their useless (and obviously abundant) time to be a better American. I suggest they help out at a homeless shelter or church kitchen.
October 11th, 2005 at 11:39 amWell, it looks like the few trolls left are completely on the fringes. The only ones still around are the truly ignorant trolls with WAY too much time on their hands. I suggest they go donate some of their useless (and obviously abundant) time to be a better American. I suggest they help out at a homeless shelter or church kitchen.
Comment by progressive and proud
So, do you get extra long coffee breaks and lots of them or do you just steal from your employer..Oh..you are employed…right? Soup kitchen supervisor maybe? Hypocrite.
October 11th, 2005 at 2:10 pmAs the average Joe sees skyrocketing fuel, home heating, electricity, and local taxes and increased school fees to offset the cuts from the feds, increased property insurance premiums and increased health costs…yes, now is the time to continue those tax cuts for the wealthy.
Comment by Marie
How is raising taxes on anyone going to help ease the increasing costs of living? Answer: It won’t but it will make you feel better to think others are suffering too.
October 11th, 2005 at 2:13 pmrightie, reducing the national debt, fully funding no child left behind, and a well-funded alternative energy research program would, in fact, help ease the costs of living.
Why do you ask questions if you already know the answer?
October 11th, 2005 at 2:36 pmHow is raising taxes on anyone going to help ease the increasing costs of living? Answer: It won’t but it will make you feel better to think others are suffering too.
Comment by I-RIGHT-I — October 11, 2005 @ 2:13 pm
He knows it’s coming, too. Drives you batty, don’t it? You could leave the country. We won’t miss you, bitch.
October 11th, 2005 at 3:14 pm“How is raising taxes on anyone going to help ease the increasing costs of living? Answer: It won’t but it will make you feel better to think others are suffering too.
Comment by I-RIGHT-I”
Raising taxes on the wealthy stimulates investment. That stimulates the economy. It also provides more revenue to build infrastructure that offsets the effective cost of living that the average worker must be under. For instance if the wealthy contributed to a national health care system in a progressive tax methodology, that would offset health costs for the working poor, thereby reducing poverty, increasing worker productivity and reducing bankruptcies without having that bastard hate legislation passed recently.
The fact is reichwingers are clueless on economic matters, and this is why the economy ALWAYS suffers under their stewardship.
October 11th, 2005 at 5:14 pmThe fact is reichwingers are clueless on economic matters, and this is why the economy ALWAYS suffers under their stewardship.
Comment by Ryan Neat
They are not clueless. Idiots like IRI are clueless. They are acheiving their exact goals, growing fat and limiting government(the people) and the ability to reign them in. Robber barons and their “useful idiots”.
October 11th, 2005 at 8:20 pmGive them some Guns, God and Gays to play with. Dumbasses.
DA,
Ironically the wealthiest americans as a class gained more under Clinton than they did under bush - they just gain more ‘proportionally’ relative to the destruction they bring under republicanism. When progressives run the economy - the overall population is prosperous. When banana republicans run the country, only the Halliburtons of the world succeed, and they undermine the society in the process, including the wealthy as a class. Since they are selfish and would move their money and their families to the carribean in a heartbeat - they don’t care about the effects of this destruction. Ironically though the largest wealth generation FOR ALL occurs when taxes are increased on the wealthy, and the economy booms.
For instance during the last 4 years of the Clinton administration, Bill Gates wealth trippled. During the Bush administration, his wealth has declined by almost 25%. This is actually typical of many wealthy americans - and yet they support republicans because they grant them the status of aristocracy and remove laws that govern their businesses and tax their declining wealth. Tax breaks to the wealthy are like their crack cocaine - addictive and destructive to everyone they touch!
October 11th, 2005 at 8:36 pm#40 - “Hmmmm — IRI and MA and NED are one and the same, using aliases or they are married and playing games here. I think you may be right — there can’t be three people posting here that could be that narrowminded, that hateful, and that wrong.
October 11th, 2005 at 10:01 pmComment by Marie — October 10, 2005 @ 7:24 pm ”
Marie - there are MORE than THREE people posting here who are narrowminded (sic), hateful and wrong - they are the 12 progressives who should be out volunteering at a soup kitchen, or stealing more from the rich… or some other useful liberal diversion - come on PP, whip up the frenzy of revolutionary volunteerism in your compassionate masses. Don’t donate $$$, Marie - donate MORE time. And if you, Susan and the nameless schmuck studied grammatical constructs diligently, you would notice a dozen differences in structure and grammar. Public school?
#45 - “When the MightyDragQueen decides it is time to learn maybe He/She will take the blinders off and take a good hard look at reality. We can only hope.”
Comment by Susan
Dear Susan - Your insensitivity to the poor, downtrodden Drag Queens and sexually deformed hermaphrodites out there is truly insensitive and intolerable. You bring these topics to the forefromt so often I fear you may be a latent lesbian. Sounds like you have “issues”.
October 11th, 2005 at 10:09 pmSingle-payer is the way to go. Relieves businesses of crippling healthcare costs, eliminates the health-insurance middlemen and their exorbitant fees (therefore lowering the cost of healthcare), and reduces bankruptcies (primarily caused by healthcare expenses).
How to pay for it? Already been explained by more eloquent people than myself: a progressive National Health Care Tax. The poor and lower middle class will pay as much as they can, and the upper-middle class and the rich will give something back to the society that helped make them prosperous.
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February 28th, 2006 at 1:16 amCITIBANK ETHICS PLEASE POST AND FORWARD MY STORY I NEED YOUR HELP PLEASE HELP US GET THIS STORY OUT
April 18th, 2006 at 11:37 amPLEASE FORWARD TO EVERYONE YOU KNOW
The letter I’ve include with this email is from a concern client of Citibank
My question is will the teller be fired and if not why not? This teller left out about $10,000.00 in the unlocked front drawer 2 different times with in a two week period and had two shortages in one year, one for $100.00 and the other for $450.00.
Where the cash drawer is concern two employees signed the vault book stating they witness her put the cash away, obviously not true.
One of these two employees had the bank pay for her daughters overdrafts and the manage was aware, against company policy.
This teller entered false referrals into the systems to make the banks numbers look better and this was done under the supervision and direction of the supervisor, when I brought this up to the manager none of the three tellers which input false referrals were written up, falsifying bank documents and no write up but I get written up for missing a Saturday, why? Unfair and unequal treatment by the manager. Where are the ethics?
As I’ve stated, the unethical employees still have jobs and I get fired after the manager receives my email on 12/13/05 at about 1:45 p.m., and he acknowledges receiving it, it clearing answers his question/comment that he was calling to see if I was coming. The email states that my doctor had called in and spoke to Kathleen: as well as faxing in my doctors note which the manager returned to me with my termination letter received two days after I had been fried with no check, with no break down explanation, no vacation pay, misleading information and so on, note clearly stating my disability time off. Did he read the doctors note? Did he let upper management know that my doctor had call and faxed information?
The manager called I returned his call but he was with a client.
I requested to communicate via email and I emailed him, Kathleen and Human Resource, so why was I fired sometime after he received my email and the end of the day if he was just calling to see if I was coming in and if not to contact HR? Unfair and unequal treatment.
It makes no sense. Why weren’t the labor codes followed? Did he get HR permission to fire me?
Why then wasn’t my check included with my letter of termination? Aren’t I to be fired at the location which I work? Were my rights violated when he had Kevin send me my termination letter, did he know I was getting fired prior to me receiving my letter?
March 25, 2006 Dear Ms. Deloney,
I would like to take a moment and thank you for responding to my comments regarding Damari and the manager. I am sure that you are a very busy and important person and I appreciate your time. Damari is truly missed at the bank, since her unfair termination by the manger, the atmosphere at the bank is boring to say the least. Damari added life and laughter and she enjoyed serving the customers. I feel deeply, that the manager made a huge mistake in dismissing her while she was ill. What kind of a manager would dismiss an employee while they are ill?
As I say this, I now have further concerns about another teller name Andrea. I was in the bank and was told that she has injured her knee and will be out of work for about six weeks. I’m sure that Andrea has a doctors note as Damari did, I hope that the manager doesn’t make the same mistake and decides to terminate her and mail her a letter before she returns as he did Damari when he terminated her instead of waiting for her to get well and return to work. Although I would understand if he were let her go as she spends most of her time at work doing her homework , reading and she isn’t available everyday. Andrea will move on, on her own to become a teacher, this is what she goes to school for two days a week. By her going to school, I feel this puts a strain on the staff. I understand that the rest of the tellers along with Kathleen are now having to work six days a week and Kathleen is running a window: she doesn’t have the charm or customer service skills which Damari offered the bank.
We go into the bank often and we rarely see that manager. I feel that it would be in the best interest of the bank to find a permanent manager as soon as possible, one whom appreciates competent employees as Damari. Frankly, I don’t understand how a temporary manager was given the authority to dismiss an employee such as Damari with her wonderful skills , talents and dedication to her job. Therefore my concerns are now for Andrea whom doesn‘t compare with the kind of service Damari offered your customers. As I stated before, the other tellers spend too much time speaking to customers about personal things and shopping on the computer instead of banking conversations. I frequently witness them reading and eating while at their windows: this is very unprofessional.
I feel it would be in the best interest to Citibank to launch a complete investigation on the manager, as you stated would be done and seriously consider removing him from Carmel. In my opinion since he arrived the atmosphere is tense and if I can sense it I am sure that other customers do. This manager has taken all the personal touch and charm out of the bank and I feel the employees fear for their jobs: no one should have to work under those conditions. Keeping this manager at this or any branch is sure to destroy you business. Again, thank you for your letter and taking the time to look into this situation.
Sincerely, Clifford Bagwell
In a letter dated 01/06/06,Citibank states, Pursuant to Section 1089 of the Ca. Unemployment insurance Code, regarding notification of changes in employment status, please be advised that your employment was terminated on 12/13/5 for failure to follow call in procedures
RE Section1089 and other codes which Citibank may have violated
Other codes they may have violated labor code section 208, 226, 226.3,201.25,2441, 2800,2802,2926,2927,6400,3602(6),3852,2922,civil code 47(c)
I was fired on 12/13/05,it states that each employer shall notify the employee immediately, yet I didn’t find out until 12/15 as I received my notice of termination via UPS on12/15
When I was fired I was not supplied with “copies of printed statements or materials relating to claims for benefits by Citibank.
Citibank claims that I didn’t follow the call-in procedure yet my doctor called on 12/12 & faxed in a notice which stated that I would be out from the 12th-16th.
Jeff claims that he called me to see if I was coming in on 12/13 at 10:25am,almost 2hrs after my shift started, he states that if I wasn’t coming in that he wanted me to contact HR to inform them of my extended absence. How does one go from calling to see if I’m coming in & ask me to call HR to Jeff stating & deciding that I should be fired yet in my email to him at 1:45pm on 12/13 it states that the doctor had spoken to Kathleen & faxed in my doctors note which he returns to me w/letter of termination.
How does he justify terminating me? I was out on work related stress and my blood pressure, my doctor called for me to keep my stress & blood pressure down, as far as not calling in I had my doctor call: the call was made for me to protect my health. Why wasn’t it stated in my termination letter that I failed to follow the call in procedure. Why does Citibank state to the DFEH that I called in on 11/15 & said that I would be out the rest of the week yet I worked on the that day & the supervisor approved my timecard on 11/22. What else are they not being honest about?
Why are the employees which falsify bank documents & break policy still have jobs?
Reply to Damari Stratford 1291 Ord Grove Ave, Seaside 93955 831-583-9077
CITIBANK IS NOT BEING HONEST WITH DFEH
THIS IS A LETTER I SENT MY GOVERNOR
Dear Governor, First Lady and staff,
I have been awake since 1:05 a.m. I was having a difficult time sleeping again due to my conversation with Ann Lueckeman from the DFEH. Ann and I spoke on 3/08/06, Citibank apparently faxed in their reply on 3/07/06. Ann read to me some of the statements that Citibank made on their reply Citibank states: that I called in on 11/15/05 and that I stated that I would be out the rest of the week, this is a lie!!! I happen to have my time card for the week ending 11/19/05 and it clearly shows that I worked the 15th, I was off the 16th and I worked the 17th and that I was out sick on the 18th and 19th and that the manager approved my time. Citibank states that I refused to work on Saturdays but they don’t mention that I, unlike them, was willing to meet them half way. Citibank is not telling the truth. To further support that I was at work on the 15th and 17th I have my journal notes with specific times of things that occurred on those two days. How does an honest and ethical person fight against unethical people who lie? How can I protect myself if I can’t afford an attorney and I can’t find one to work on a contingency basis? The other night, on TV, my husband and I heard that the government spends 4 million to train wasp and I can’t get help from The White House or our Senators or Congress, to defend myself against a corporation which is taking advantage and lying about this situation? The only one that has offered to help is the Governors office and although I appreciate the letter and the call from the Governors office this does not get me an attorney. I have diligently search for assistance to no avail. I am now begging for help, I can’t continue to loose sleep and live on anxiety medication; this situation is wearing on me. Again, please, is there anything more that you or our government can do to help my family and I, for this wrongful termination? Why is Citibank lying? I feel like I am going to have another panic attack and I had to resign to taking medication to calm down. This is totally and completely unfair, unjust, wrong and no one should have to go through what Citibank has put my family and I through. I only wonder how many other wrongful termination’s Citibank has gotten away with because people are afraid to go up against them or just don’t have the money to fight and protect them selves? My husband and daughter are worried about me and so am I.
PLEASE HELP US. I don’t know what else to do and I don’t want to give up.
Sincerely.
Damari Stratford
A BETTER EXPLANATION Mother fired by Citibank for no good reason
I am searching for an Employment Attorney willing to work on a contingency basis. I was fired while I was out sick, the managers states in a note added to my personnel file that he had called me to see if I would be coming into work on Dec. 13th but yet with my letter of termination he returned to me the faxed in doctors note, faxed in at 3:44p.m. on 12/12/05 by my doctor, which clearly stated that I would be out from 12/12-12/16/05. He sent me my letter of termination thru UPS, which arrive on 12/15/05. The manager knew that I was out on work related stress and I had a workers comp case pending. The manager states that I was fired for not complying with my warning and I asked how I could comply if I wasn’t there to comply so then I get a letter from HR stating that I was fired for failure to follow the call in process but my doctor had called in for me on the 12th due to my stress level and blood pressure. The doctor had spoken to the supervisor on the 12th so they were aware that I wouldn’t be in on the 13th and my doctor has the notes on my file that she had made a call in for me. Citibank did not follow their own procedures when they fired me. The EEOC has given me the right to sue and the letter arrived on 2/17/06 so my 90 days have started. The DFEH has also launched their own investigation which Citibank received notice on 1/23/06 and should be responding to the notice any day now, (as of 3/8/06they haven’t responded). I had an outstanding performance history with the bank; I had worked there for 4 years 2 months 6 days. I was the head teller one of the notary and the only Spanish-speaking teller. I have at least 40 letters of support from Citibank clients and I can prove that the manager was not equal with all the employees and although he was aware of the teller cooking the books under the direction of the supervisor none of them were put on corrective action yet I was written up for missing my first Saturday and then again when I missed my 2nd Saturday although I had a doctors note to be out of work due to my blood pressure and stress brought on by the manage and the unfairness in treatment. I had been threaten with job abandonment but at that time I hadn’t missed any work long enough to be accused for this. Citibank violated code 132A of the worker comp law and I do have an attorney for that but they are unable to deal with all the other issues. I have a strong feeling that the manager never told HR that my doctor had called in for me nor did he share my doctors note with them, he is to get approval from HR before firing me yet fired me by 4:30 pm or so, I had also emailed him that day at 1:45 pm and explained that my doctor had spoken to the supervisor and faxed in a note, again he was aware that I wouldn’t be in. The manager had called my cell phone and left a message at about 10:25 am, he states that he called because I hadn’t called in a half an hour prior to my shift, which started at 8:30 a.m., why did it take him 2 hours before calling me? And I would bet that the supervisor had made arrangements to have a teller there to cover my shift since my doctor called her. Please help my family and I.
Sincerely, Damari Stratford
Home 831-583-9077 all calls to this number are screen due to telemarketing calls and my current situation so once you hear my voice saying that all calls are screened please leave a message, once I hear who is calling I pick up the phone.
Cell phone 831-236-0112 this is the best number to leave a message
Again please help us
ON SATURDAY I RECEIVED A LETTER FROM CITIGROUP THANKING ME FOR MY FIVE YEARS IF SERVICE YET THEY JUST EXPLAINED TO THE DFEH WHY THEY FIRED ME
PLEASE HELP US GET TO THE TRUTH
GETTTING THIS LETTER WAS VERY DISTURBING SINCE I FEEL I WAS WRONGFULLY TERMINATED
I HAD NO PLANS TO LEAVE CITIBANK IN CARMEL
Subject: IS IT LEGAL TO LIE TO THE DFEH & US DEPT OF LABOR? CITIGROUP DID & THEY LIE TO CLIENTS IN CARMEL PLEASE READ THIS LETTER SENT TO THE MONTEREY HERALD
The Monterey County Herald
Attn: Herald Executive Editor, Carolina Garcia
8 Upper Ragsdale
Monterey, CA 93940
cgarcia@montereyherald.com
(831) 646-4306
Ms. Garcia,
I have attempted through several sources to clarify my
position regarding my unfair treatment by my previous
employer, Citibank. I had no previous plans to leave
my position as Head Teller at the Citibank branch in
Carmel. After 4 years of employment with the company,
the unfair and unequal treatment of employees led to
medically supervised work-related stress. The manager
of the branch then accused me of job abandonment which
led to my termination via UPS delivery on December 15,
2005, while I was at home on medical leave.
Subsequent to my termination, I received numerous
correspondences that referenced me as terminated, no
longer with the company, and as a former employee. My
401K and pension have both been forwarded to me.
However, when interviewed by the Department of Fair
Employment and Housing, Citibank representatives
reported that I was terminated due to not personally
reporting my absence, but rather having medical
documentation reported by my physician. When
interviewed by the U. S. Department Wage and Hours
Division, Citibank representatives reported on August
8, 2006, that I was still an employee of the company
and that a letter indicating such would be forwarded
to me. To date, this letter has not been received.
I have continued to be in contact with several clients
that have stated that Citibank representatives
indicated that I was either on vacation, or that I
voluntarily resigned in order to work with my husband
in his new business. This is absolutely untrue. It was
my intention to continue my employment as the benefits
were extremely important to me, as well as to my
family.
Clearly, there has been a gross misrepresentation by
Citibank, either to its clients or to the U. S.
Department Wage and Hours Division. It is my position
that I was unfairly terminated by Citibank. The
unscrupulous behavior of Citibank and its
representatives, locally and at the corporate level,
is unacceptable.
It is also my opinion that if a corporation as large
as Citibank is representing itself on a local level,
the local management and staff should act accordingly.
A large part of the attraction of the Monterey area is
the sense of community that is felt here on a day to
day basis. If Citibank is allowed to misrepresent its
actions to clients and government agencies, where will
the corporate takeover end?
Sincerely,
Damari Stratford
dcsbears@aol.com
dcsbears@aol.com wrote:
Subject: Re: Your message to the governor was received
THE GOVERNOR HAS WRITTEN ME TWICE AND SAID HE WOULD
HELP,, CITIBANK HAS LIED TO THE DFEH AND US LABOR DEPT
WAGE AND HOUR DIVISION AND TO THEIR CLIENTS ABOUT MY
STATUS, I NEED HELP, HOW CAN I FIGHT WHEN THIS
CORPORATION IS TELLING LIES AND HAS ALL THE LAWYERS
THEY NEED AND I CAN’T AFFORD ONE. HOW MANY TIMES ARE
THEY GOING TO GET AWAY WITH MISTREATING EMPLOYEES
ON 8/8/06 RONAN FROM THE US DEPT OF LABOR WAS TOLD BY
A CITIBANK ATTORNEY THAT THEY WOULD SEND ME A LETTER
EXPLAINING MY STATUS AS STILL AN EMPLOYEE, I HAVE YET
TO GET THIS LETTER, HOW LONG DOES IT TAKE TO PUT A
LETTER TOGETHER IF THEY ARE TELLING THE TRUTH?
YOUR OFFICE AS WELL AS THE FIRST LADY’S OFFICE HAS
CALLED ME BUT WE AREN’T GETTING ANYWHERE. IT HAS BEEN
7 MONTHS SINCE I FIRST WROTE THE GOVERNOR. CITIBANK
ATTORNEYS HAVE CANCELLED 2 DEPOSITIONS AT THE LAST
MINUTE THE LAST INE THEY CANCELLED WAS AFTER TALKING
TO THE US LABOR DEPARTMENT,WHY?
MY JOB WAS VERY IMPORTANT TO MY FAMILY AND I PLEASE
HELP ME AND MY FAMILY AND ALL THOSE BEFORE ME THAT
HAVE BEEN WRONGFULLY TERMINATED BY CITIBANK FOR NO
GOOD REASON
WHY IS EVERYONE SO AFRAID OF CITIGROUP? WHY CAN’T I
FIND AN ATTORNEY WILLING TO STAND UP TO THEM ON A
CONTINGENCY BASIS? I VOTED FOR THE GOVERNOR AND I NEED
HIM NOW
PLEASE CALL ANN FROM THE DFEH AT 408-277-1916 THEY
TOLD HER THAT I HAD CALLED IN ILL ON 11/15/05 AND THAT
I TOLD THEM I WOULDN’T BE IN, THIS IS A LIE I WORKED
THAT DAY AND I CAN PROVE THIS WITH MY IME CARD, THEN
THEY SAY THEY MADE AN ERROR
PLEASE CALL RONAN AT 415-744-5590 EXT 226 FROM THE US
LABOR DEPT TO VERIFY WHAT CITIBANK ATTORNEYS SAID. THE
ONLY REASON THEY OFFERED ME FMLA IS BECAUSE I FILED
FOR DISABILITY, BEFORE THAT THEY HAD PAID OUT MY FINAL
PAYCHECK, FIRED ME VIA UPS, SENT ME COBRA INFORMATION.
PLEASE HELP US PLEASE SEE THAT THE GOVERNOR GETS THIS
EMAIL AND ASK HIM TO MAKE A CALL ON MY BEHALF
CORPORATE AMERICA NEEDS TO TAKE BETTER CARE OF THEIR
GOOD EMPLOYEES AND NOT ALLOW A MANAGER WITH BAD SKILLS
TO FIRE SOMEONE JUST BECAUSE HE WANTS TO
SINCERELY DAMARI STARTFROD
MOTHER WIFE HUMAN BEING AND I VOTED FOR THE GOVERNOR
I MATTER TOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
CITIBANK IN CARMEL LIES TO CLIENTS ABOUT WHY I AM NOT
THERE. THEY TELL PEOPLE THAT I AM ON VACATION OR THAT
I LEFT TO WORK FOR MY HUSBAND INSTEAD OF TELLING THEM
HAT THEY FIRED ME AFTER MY DOCTOR FAXED IN A NOTE AND
CALLED IN FOR ME TO PROTECT ME FROM HAVING MY BLOOD
PRESSRE RISE. JEFF URSINO AND KATHLEEN MUNOZ LIES TO
ANN AT THE DFEH AND THEIR LAWYERS LIED TO THE US DEPT
OF LABOR. KATHLEN WAS DOING THE OVERDRAFT ON HER
DAUGHTERS ACCOUNTS AND REFUNDED HER OWN DAUHGTER MONEY
WHILE THE MANAGER WAS ON VACATION. SHE LIES ABOUT
BEING FIRED FROM WELLS FARGO, SHE LIED TO THE WORKERS
COMP PEOPLE AND WILL LIE TO ANYONE. KATHLEEN HAD
INSTUCTED THE OTHER TELLERS TO COOK THE BOOKS BY
HAVING THEM PUT IN FALSE REFEERALS AND JEFF URSINO DID
NOTHING ABOUT IT BUT I GOT WRITTEN UP FOR MISSING WORK
WITH A DOCTORS NOTE. THEY STATE TO ONE AGENCY THAT I
WAS FIRED AND TO THE OTHER THAT I AM STILL EMPLOYED,
THEY STATE I WAS FIRED FOR NOT CALLING IN YET I WAS
RESPONSIBLE ENOUGH TO HAVE MY DOCTOEOR CALL IN AND FAX
MY NOTE IN DUE TO THE STRESS AND HARRASSMENT BROUGHT
ON BY JEFF AND CITIBANK, WHERE ARE THE ETHICS IN THIS
COMPANY
NOW THEY ARE TELLING MORE LIES TO THE DEPT OF FAIR
EMPLOYMENT AND HOUSING JEFF TELLS THEM WHY I WAS FIRED
AND THEIR LAWYERS TELL THE US DEPT OF LABOR THAT I AM
STILL EMPLOYEED
PLEASE HELP US GET THIS STORY OUT TO THE WORLD IF IT
ISN’T TOO MUCH TO ASK:) HOW DO YOU FIGHT LIARS, HOW DO
THEY SLEEP AT NIGHT
CITIBANK IN CARMEL 831-624-8258 CALL AND ASK THEM
WHERE I AM ASK FOR KATHLEEN AND ASK HER WHY SHE LIES
THIS WOMAN WAS HAVING CITIBANK PAY FOR HER DAUGHTER
OVERDRAFTS AND HER A TELLER REFUND HER OWN DAUGHTER
MONEY WHILE THE MANAGER WAS OUT ON VACATION SO WHY
SHOULD ANYONE BELEIVE THIS UNETHICAL PERSON JUST AS
JEFF URSINO THE MANAGER OF THE CAPITOLA BRANCH LIES TO
HIS BOSSES TO MAKE HIMSELF LOOK BETTER PLEASE HELP US
WE ARE RUNNING OUT OF TIME
HOW DO YOU FIGHT A CORPORATION LIKE THIS
Extra! Extra! Read all about it!
DAMARI AND CITIBANK HERE IS THE TRUTH!!
To set the record straight!
Damari was fired by Citibank in Carmel!
Damari did not leave the bank to go work for her
husband!!!!
DAMARI HAD NO PLANS TO LEAVE CITIBANK!
DAMARI PLANNED ON STAYING FOR ANOTHER 16YRS.
THE BENEFITS WERE VERY IMPORTANT TO HER FAMILY!!
DAMARI WAS FIRED VIA UPS WHILE AT HOME ILL DUE TO WORK
RELATED STRESS BROUGHT ON BY THE MANAGER AND THE
UNFAIR AND UNEQUAL TREATMENT OF EMPLOYEES
ALONG WITH BEING THREATEN AND HARASSED
BY THE MANAGER FOR JOB ABANDOMENT.
SEVERAL OF
Citibank clients have TOLD HER that they have been
told by the staff at the Carmel branch :
THAT SHE LEFT TO GO WORK FOR HER HUSBAND!
THIS IS AN OUTRIGHT LIE!!!!
What else will they lie about?
Are they ashamed of what was done??
WHY DO THEY FEEL THEY NEED TO SAY SHE LEFT TO GO WORK
WITH HER HUSBAND
( I DO NOT WORK FOR MY HUSBAND)
( I DO NOT WORK FOR JND PLUMBING)
(NOR AM I ON VACATION)
INSTEAD OF JUST TELLING THE TRUTH ?
IS THERE ANYONE IN THE CARMEL BRANCH THAT COULD SWEAR
TO THIS? NO!
You can reach Damari at dcsbears@aol.com
ENOUGH WITH THE LIES CITIBANK!!!
IF YOU HAVE BEEN TOLD THIS PLEASE SEND HER AN EMAIL
CITIBANK TOLD
THE US LABOR DEPT WAGE AND HOUR DIVISION ,
ON 08/08/06
THAT I AM STILL AN EMPLOYEE
YET I HAVE LETTERS AND DOCUMENTS
THAT CLEARLY USE THE WORDS
TERMINATED
NO LONGER WITH THE COMPANY
FORMER EMPLOYEE
AND MY 401K AND PENSION HAVE BEEN SENT TO ME AS OF
8/24/06 I HAVE YET TO GET THE LETTER FROM CITIBANK
WHICH EXPLAINS HOW I AM STILL AN EMPLOYEE! HOW LONG
DOES IT TAKE TO WRITE A LETTER IF YOU ARE TELLING THE
TRUTH HOW CAN THEY SAY TO THE US DEPT OF LABOR THAT I
AM STILL AN EMPLOYEE YET THEY TELL THE DFEH THAT THEY
FIRED ME FOR NOT CALLING IN, WHAT IS THE TRUTH
CITIBANK??????????
CITIBANK STATES THAT I WAS FIRED FOR NOT CALLING IN
YET MY DOCTOR CALLED IN FOR ME THE DAY BEFORE AND ALSO
FAXED IN A NOTE FOR ME WHICH THE MANAGER RETURNED TO
ME WITH MY LETTER OF TERMINATION. THEY KNEW THE DAY
BEFORE THAT I WASN’T COMING IN SO WHY WOULD HE CALL TO
ASK IF I WAS COMING IN IF IT WAS CLEARLY STATED ON THE
NOTE AND TOLD TO THEM BY MY DOCTOR TO PROTECT MY
HEALTH
JUST MORE LIES BY THE CITIBANK STAFF IN CARMEL
DCSbears…
I whole heartedly understand you delemma, and my heart goes
out to you.
a few years back, I worked for citibank/corp. for one full year.
It was without doubt the worst job, and the worst nightmare I have
ever lived. The treatment of employees was abominable, among many
other things. .
I worked with people that had been there for years. They were not treated
any better, than I was.
I quit in the middle of the day. I sat in my car for a good twenty minutes
breathing in what was for me, the most fresh air I had in one year.
In the following year, at least six people I had worked with, and had been there
for years, were let go, with the very worst excuses ever. Of course the lost all
benifits, and retirments.
Needless to say, I have never again banked with them, or used one of their credit
cards, or have done any other business with them, whatsoever, and when asked I inform orher companies why.
I have always…and to this day, informed everyone within earshot, of that disgusting thing, know as “citibank/corp.
I am sorry they got you. I hope you get them.
FROM AOL BLOG THANK YOU FOR YOU THOUGHTS
October 11th, 2006 at 8:57 amCITIBANK FIRES ME FOR NOT “FOLLOWING POLICY ” YET THEY DIDN’T FOLLOW THEIR OWN POLICY
Thank you for all the comments, good, bad and indifferent.For those of you whom I upset I am very sorry. It has now been about a year and things are moving along, yes I have had some, alot of therapy, this hit me hard but we are moving on. I have 2 attorneys dealing with this. I admitt that I had alot to learn and I have learned that we really don’t matter to corporate America it really is just about profits. My fight is not just for me but for all those wrongfully treated by corporate America. I didn’t realize that all caps was so offensive, sorry to that one. Life is all about learning and this was a very hard lesson for us. Again, sorry if I offended anyone I am getting better now. As far as the manager goes, he will just have to live with what he has done and I wish him and his family the best hoping that no one ever treats them as he did us. God Bless Us All
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