Report: 25 million Americans underinsured.
By on Jun 13th, 2008 at 8:57 pm
Report: 25 million Americans underinsured.
A new study from the Commonwealth Fund shows that the number of Americans forced to pay high medical expenses has skyrocketed since 2003. The report found that 25 million working-age Americans were underinsured last year, up 16 percent from 2003. According to the Kaiser Family Foundation, family premiums have jumped 78 percent since 2001, while wages have only risen 19 percent, barely keeping pace with inflation.
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25 million underinsured and roughly 47 million not insured at all. Gosh, how DOES the health industry keep their collective head above water?
June 13th, 2008 at 9:05 pmAnd they routinely deny claims on the first submission, the bastages.
June 13th, 2008 at 9:14 pmIt is simply stunning that the United States, that [alleged] beacon of democracy, is the only industrialized country in the world that does not have Universal Health Care. Barack Obama does not help matters when his health care plan allows the insurance companies to remain in the equation, this guaranteeing that profits will be placed over the needs of the people. But when one recalls that the top five contributors to the Obama campaign are registered lobbyists, then it should not be too surprising where Obama’s priorities lay.
June 13th, 2008 at 9:25 pmSo phucking what? There are, what, 300 million of us?
June 13th, 2008 at 9:32 pmWhen are we going to get it into our pea brains that we don’t need a phucking insurance company to take care of us, we need to take care to each other!
of each other
June 13th, 2008 at 9:32 pmObamaFan Says:
The high cost of health care is driven up by illegal aliens who get free medical care in ER’s across this country. If we deport all of the 12-35 million illegals the health care cost will plummet and will be affordable for all citizens.
Also, we can reduce costs by not covering AIDS.
Go to (phucking) Hell
June 13th, 2008 at 9:47 pmObamaFan Says: Also, we can reduce costs by not covering AIDS.
– - A xenophobe and homophobe. That is the usual pairing.
June 13th, 2008 at 9:48 pmWanna really reduce health costs? Cover nothing. Oh wait, that’s an HMO…
Being in the medical community I know where the money isn’t going (I’m an RN). Hospitals aren’t making excessive income and believe it or not, docs aren’t haling in great amounts (although they do very well). So, where is the 75% going, INSURANCE COMPANIES and until that is address, medical expense will keep going up. Write your rep and tell them to go single payer, NOW!!
June 13th, 2008 at 10:12 pm“Report: 25 million Americans underinsured.
Yup, only in Bush’s United Snakes of America: Land of the thieves. Home of the slaves.
How sad that this country that was respected country to other countries don’t have Universal Health care.
June 13th, 2008 at 10:15 pm25 million Americans underinsured
add this to the uninsured and we have almost 75 million out of 300 million with crappy health care.
With this percentage not getting adequate health care it is a matter of time we will see disease out breaks exposing all. Will this then be enough for ALL to agree on single payer health care… if not out of concern for our fellow man but out of selfish reasons such as fear of disease?
June 13th, 2008 at 10:24 pmObamaFan said:
The high cost of health care is driven up by illegal aliens who get free medical care in ER’s across this country. If we deport all of the 12-35 million illegals the health care cost will plummet and will be affordable for all citizens.
Also, we can reduce costs by not covering AIDS.
Or we could eliminate healthcare for bigots then costs would really plummet.
Seriously, it’s a crime that healthcare is so unaccessable for so many in the richest country in the world. The billions of healthcare dollars sucked out in profits by insurance companies is a huge part of the problem. Single payer insurance is the only answer that meets the needs of average Americans.
http://progressiveworldreview.com
June 13th, 2008 at 10:27 pmIf only there were some way to force everyone in the country to buy health insurance like in Massachusettes.
June 13th, 2008 at 10:31 pmThe problem isn’t that health care costs too much, it’s that they charge too much. We need to stop thinking of health care as a commodity to be bought and sold on the free market. It is inhuman to try to justify profiting off the sick and dying. And insurance companies are equally complicit in this crisis.
We need to stop letting health care be a “for profit industry”, and return it to what it’s supposed to be: A calling to heal the sick and comfort the dying.
June 13th, 2008 at 10:39 pmBet ya it’s an undercount.
June 13th, 2008 at 10:42 pmhas anyone noticed in the preamble ‘provide for the common defense’ does NOT have capital letters as many of the other words? And yet, we spend over 50% of our taxes to the pentagon.
A decent affordable health care system would help ensure Tranquility and promote the general Welfare as intended by the authors of the constitution.
June 13th, 2008 at 11:13 pmNevar Says:
——————————————————————————–
So phucking what? There are, what, 300 million of us?
When are we going to get it into our pea brains that we don’t need a phucking insurance company to take care of us, we need to take care to each other!
Well, Nevar, you’re right about one thing, we’re supposed to take care of each other. But when the president, his cabinet, the vice president, congress and about half of this country want you to believe that if you use tax dollars to help people they immediately become lazy slobs wanting to live only on the dole of the Treasury Dept. When you’ve had years and years of brain-fu(king by Rush Limbaugh, Sean Hannity, Matt Drudge, etc. and most all other republicans its hard to for some people to awaken from the slumber. According to them taxes are supposed to be for wars and defense and maybe a few extra bones tossed our way to make us feel like they really care. The only thing our “leaders” care about is money and following the orders of their corporate sponsors. Why do you think the MSM does virtually nothing of substance? Because the “journalists” would rather comply with their corporate owners and keep their big fat paychecks than to do the right thing and expose and report the truth.
June 14th, 2008 at 12:02 amTo the neocons of today our taxes are there for them to do with as they please. Why do you think KBR can continually contaminate and kill our own troops with impunity? Why can they get away with losing over $23 Billion? Yeah, like its really lost! Why can Blackwater murder at will? Why does Halliburton allow and even condone rape and brutality of it’s own female employees in Iraq? Why to a thousand other questions that don’t get answered by those responsible. Why does all this happen in this insanely stupid world we live in? Because we, the people, the money supply, lets it happen. Americans, the world’s best sleepwalkers.
Taking the profit motive out of health care is the only way. Insurance companies are running the program. If you are healthy, you pay; if you are sick, you pay more; ask permission from them before your doctor can provide your care; annual arbitrary premium increases, and I still don’t understand why business isn’t eager to get out from under this burden.
June 14th, 2008 at 12:29 amPeople are forced to remain in jobs which take increasing advantage of the employee because the employee cannot afford to lose health care.
Blaming our health care crisis on immigrants is not only anti-American, it is anti-human. Other nations around the world not only have better health care systems than ours, they also have longevity, healthier populations and preventive care.
It is profit driven greed that perpetuates our abysmal system.
ObamaFan Says:
The high cost of health care is driven up by illegal aliens who get free medical care in ER’s across this country. If we deport all of the 12-35 million illegals the health care cost will plummet and will be affordable for all citizens.
Also, we can reduce costs by not covering AIDS.
WOW! You managed to lump the blame on the GOP’s scapegoats for every problem that THEY cause…the brown people and TEH GAYS…and TEH GAY…
June 14th, 2008 at 3:01 amMarie,
That’s a question I’ve been asking for a long time now:
Why don’t big businesses like, for instance, General Motors support and fight for single-payer health care? GM payed more in health care costs in 2006 than they spent on steel. It’s no wonder that their getting their asses kicked by Toyota. This is but one example of Many. I just don’t get it. I know that the pharmaceutical lobby has LOTS of money to through around on the hill but, I would think that some of these larger companies would realize that it’s in their best interest to support a better system.
June 14th, 2008 at 4:34 amObamaFan – I don’t know WHERE to begin – I gather you are just a youthful Obamister drinking the kool aid at recess . . . you cannot possibly believe the crap you post and claim to be an “Obama Fan” unless it exposes my suspicion that the Obamisters are indeed dazzled by bullshit and not brains.
Please get some education and facts before posting such weak shit. “illegal aliens – free medical care” Deporting 12 million illegals will not lower anything except the quality of food in most Mexican and Chinese restaurants . . . and a LOT of lawns will go to hell . . . besides Project Bluebook dispelled the notion that “aliens” existed.
June 14th, 2008 at 5:19 amObamaFan Says: Also, we can reduce costs by not covering AIDS.
Obviously, ObamaFan is a right-wing plant. I was LOL when I read his post, and then wept for the thought that this person may actually call themselves and American.
June 14th, 2008 at 6:43 amHe/She demonstrates their lack of desire to learn anything of the healthcare challenges. Demonstrates what has sadly become our new/old challenge in America, the rise of singling out segments of society and blaming them for the problems of the rest of us; it so much easier for their pea brain to grasp than it is to challenge the mind to seek real solutions.
I was LOL when I read his entire post, not the part about AIDS.
June 14th, 2008 at 6:44 amIt is next to impossible for me a Gay man with 3 prior heart attacks to get ANY insurance in this country. My company does offer health insurance through the state of Colorado, but the cost is 749.00 a month for a man my age. Obamafan, you need to pull your homophobe and racist head out of your butt and look around you, people are suffering in this country.Lives are being ruined by this corrupt healthcare system. I back Obama for president, but I wish he’d adapt Hillary’s healthcare reform.
June 14th, 2008 at 6:58 amNo matter what political leaning one has one has to see this as a massive failure or otherwise one would have to be a delusional individual. But it is so in USA, that it’s enough to sell placebo rather than provide real coverage. Same with “support the troops” despite many of them being homeless and all those 9/11 rescue workers.
June 14th, 2008 at 7:11 amHealth care for all yes…insurance companies and their lobbys can go to hell!
June 14th, 2008 at 7:32 amThis is all part of the Conservative vision for America that came into office with their revered “Ronnie Raygun”–a return to a class system with many at the beck, call, and mercy of the few! Cheney accused the left of waging class warfare, but it is the Right which is wrong!
June 14th, 2008 at 8:58 amThe insurance scam is a large portion of America’s empty economy.
June 14th, 2008 at 9:06 amManufacturing goods and food has given way to a service based culture.
Even this has devolved to the point where sales, and projected future sales, are the bottom line.
We pay for services, and then have to fight tooth and nail to get those services when we need them.
The shoddy job has become the norm, guarantees are meaningless, corporations pay significant salaries to “customer service representatives” whose primary task is to find some reason to avoid paying claims or refunding money.
Part of the problem is that we have the pharmecuetical companies that pay bonuses if a doctor prescribes their drugs. That doesn’t include all the dinner parties that they throw to promote their products and all the meals that they bring in to the offices and hospitals. My one friend worked for a group of doctors, they never ever had to go to lunch out of the office. There were party trays there everyday from a different rep. Why prescribe a drug that would be cheaper for the patient and work just as effectively if your getting paid not to? They are adding to the problem, the cost of some the drugs in the US is outragous when you can go to Canada for 1/4 of the price. But those costs are being passed on to the insurance company and we get a co-pay. This is one of the reasons insurance rates have gone up. My son’s one prescription in the US costs $545.00 in a month, Canadian price is $153.00 including Federal Express shipping. So my insurance company is billed $1,635.00 for a 3 month supply that should only cost $459.00 without my co-pay for the prescription.
Why does our government allow this gouging of it’s citizens? Lobbyists. Until they take the lobbyists out of politics, nothing will ever get corrected to our satisfaction.
June 14th, 2008 at 9:57 amThe fundamental problem is the Right insists on a market-based approach to distributing health coverage, and THE FREE MARKET DOESN’T WORK WITH HEALTH CARE.
The basic principle of the free market is consumer choice. If the price is too high, the consumer can choose to go to another vendor or to do without. Under those circumstances, the market regulates itself and goods and services find their natiral price points.
This is a disastrous approach to health care, as we see. People who choose to do without put themselves and by extension the wider society, at great risk for financial ruin and serious, otherwise preventable health problems. Health care should not be a discretionary purchase.
Further, consumer choice is undermined by the very nature of insurance — a company that offers poor service will not be exposed until there’s a claim. An insurance company that is more committed to “shareholder value” than to serving its customers sees little downside in denying claims. Regulatory agencies are in bed with the industry these days, and for the consumer, the revelation that their insurance company sucks comes too late. Not only are they on the hook for the condition on which they made the claim, but their options for taking their business elsewhere are severly restricted because of this “pre-exiting condition”.
The market forces are supposed to regulate service quality as well as price point, but in the insurance market, there is little incentive for a company to provide outstanding service, since by the time service is required, that particular consumer is no longer attractive to the company.
It’s a bad, bad combination of factors. Unless you’re an insurance executive.
June 14th, 2008 at 10:39 amThe whole problem with the health care system in the country is that the cost is too high compared to other countries. When Canada’s health care costs make up only 7% of their GDP and America pays over 14% of their GDP (for a system that doesn’t even cover 47 million people), you know it can’t be a pure free market because the WHOLE purpose of a free market is to have competition which in the end is suppose to lower the price.
Something is terrible wrong with this picture when a socialized system is cheaper than a so called free market system.
June 14th, 2008 at 10:54 am“They are adding to the problem, the cost of some the drugs in the US is outragous when you can go to Canada for 1/4 of the price.”
Part of the reason for this is the Canadian gov’t buys these prescription drugs in bulk to distribute it among the population. There is no profit taking along the process so the drug prices are easily reduced for it’s people.
When a neo-conservative tells you that Canadian health care is inadequate, go tell him to ask the Canadians if they would trade in their system for the American system and they will tell you HELL NO! They would never privatize their system in a million years, the vast majority of them are against that…because they see the devestating results in the U.S…after all, they are our next door neighbours, they are fully aware of our problems and wouldn’t touch it with a 50 billion foot stick.
June 14th, 2008 at 11:03 amA while back my wife and I had to get physicals. We went to the same clinic, saw the same doctor, had the same 15 minute check performed. I paid out of pocket since I don’t have health insurance right now. A grand total of $90. My wife sent the bill to her insurance, who of course denied it off hand. We had to send it back and fight them. The clinic charged $330 for the exact same service. Why? because they can, because of the administrative costs associated with dealing with the insurance company.
Will someone explain to me how private insurance healthcare has made our country better?
June 14th, 2008 at 11:24 amDoctor said to me that it’s immoral to score huge corporate profits off illness & misery.
I says, “Doc, wattaya talkin? Next you’ll be sayin’ that it’s immoral to score huge corporate profits off war or natural disasters.” I says, “This is money, Doc. Money. In the U.S. of A. Morals don’t apply in this here instance. Morals are for other people’s sex lives. Wise up, Doc.”
June 14th, 2008 at 11:33 amI find it very ironic that all the people in Congress and the BushCo regime fighting a national health plan, HAVE A NATIONAL HEALTH PLAN!!
Again, a typical hypocritical Repug program suiting their motto: “I got mine, Cheney you!”
June 14th, 2008 at 11:40 amObamaFan Says:
The high cost of health care is driven up by illegal aliens who get free medical care in ER’s across this country. If we deport all of the 12-35 million illegals the health care cost will plummet and will be affordable for all citizens.
Also, we can reduce costs by not covering AIDS.
So you are a bigot and a homophobe. How about not covering sickel cell anemia so you can have the trifecta of being a racist as well. Obviously you are also an idiot.
June 14th, 2008 at 11:48 amIt really is truly sad that our country cannot be inline with the rest of the industrial world and insure its citizens. So that’s why we have some of the highest infant mortality and lowest life expectancy in the industrialized world.
June 14th, 2008 at 11:52 amWe suck!!
Don’t forget Tay Sachs
June 14th, 2008 at 11:55 amSo does it work like this? The state looks at your income (none of their business) and determines whether or not you can afford insurance. Then they decide how much insurance you can afford and then they make you pay it. Is that about it?
They might as well just withhold all of your income and decide how much you get to keep.
June 14th, 2008 at 12:54 pmExactly. There is a small and growing number of cash clinics popping up in small towns here and there. They refuse all insurance and medicare. You pay cash for check ups and routine maintenance. The doctors don’t have to hire and office full of secretaries to take care of insurance forms. They make more money and the patient pays way less in the long run.
http://www.bizjournals.com/sanfrancisco/stories/2006/01/30/daily7.html
If you think insurance companies are raping you now, just wait until they get their hands on your paycheck through FICA.
June 14th, 2008 at 1:02 pmI see no signs of a wakening of the American people to the fact that they can save themselves. I have watched since Raygun so eloquently laid the blame for a recession caused by Nixon at the feet of Jimmy Carter and the Americans bought into it. Raygun then expanded the lobby system and it now runs America…..
Americans have had to buy into the propaganda that we are the greatest nation on the earth when the reality is that we are merely the most powerful. I’m sure the Germans felt the same way in the 30’s.
I took an early retirement from a union that failed me for 35 years and started my own business. I have now bought health insurance for myself and my wife which costs 1200 dollars per month. The state subsidizes 65% of that. I now have excellent health insurance…..a cadillac policy. No hmo, etc. includes dental.
At my age we have to survive and can no longer count on the American people to do the right thing. This has become (under republican influence) a dog eat dog world that we live in here in America.
I feel for Americans who are suffering but I’m not the one who stood by and watched as the republicans destroyed the great society. I was ridiculed for opposing Raygun by the very people who are suffering now.
It is up to them to get involved and help make the changes that will help us all. One or two voices being raised from a distance over the sound of the band will not be heard.
I have fought the destruction inevitably brought on by conservatism all of my life. I have always been a lone voice considered to be a trouble maker or observed with indifference by the very people who are suffering now.
If you don’t like the way things are going then you must get involved. Until then…nothing changes.
These are the only (republican talking point) bootstraps you need.
June 14th, 2008 at 1:20 pmIf we have “the best health care in the world”, then why are 42nd in Life expectancy?
If we have “the best health care in the world”, then why are we near the bottom among industrialized nations in infant mortality?
If we have “the best health care in the world”, then why do we “spend twice per capita what other industrialized nations spend on health care, but rank 19th out of 19 countries on mortality amenable to medical care“?
Sounds to me like it’s not “the best”, just the Most Expensive.
June 14th, 2008 at 1:45 pmralph the wonder llama Says:
Obamafan’s post sounded like a paid political announcement for Big Pharma and the medical lobby.
June 14th, 2008 at 1:54 pmUSA! USA! If you ignore our weaknesses and just do the stadium chant everything is the best. Oh except the government, and the taxes. Always the taxes. Oh and the liberal education. Have I mentioned the taxes?.
June 14th, 2008 at 2:28 pmobamafan,
Could you please show factual evidence that:
Because I believe that you believe what you are told to believe without any proof……I don’t roll that way…
June 14th, 2008 at 2:33 pmThat stuff about the cyanide and all was sort of interesting.
June 14th, 2008 at 2:42 pm51 nothing better than a non-answer to a legitimate question……
June 14th, 2008 at 2:44 pmdbadass Says:
That stuff about the cyanide and all was sort of interesting.
Yea, I caught that too. Creepy thing is, it MIGHT be true.
Would explain a lot.
And if it is true, maybe he can get some to Dubya to take into his bunker real soon.
June 14th, 2008 at 2:46 pmMaybe we should turn over all property to the state and let them decide who gets what. Work hard, don’t talk back, and you’ll get your fair share of what you deserve.
June 14th, 2008 at 2:59 pmObamaFan
June 14th, 2008 at 3:44 pmOT but to what do you attribute the murder rate?
Obama fan wants to remove life expectancy from the realm of health care….
he probably wants to remove the national debt from the realm of fiscal responsibility too.
June 14th, 2008 at 3:45 pmWealthy people from other countries come here because the US does have some of the best care for specialized diseases (cancer at MSK, Dana Farber) or transplants. But when it comes to preventative and basic care, we are a big ugly mess.
June 14th, 2008 at 4:02 pm…and than the War Criminals Bush and Rice have the straight face to call Fidel a ‘tyrant’. In Cuba, health care is free for all! No surprise they have to go on about ‘tyrants’ here, there and everywhere. Hugo Chaves (a democratic elected president, unlike Bush!) is also seeking to place huge oil revenues into social enterprises.
June 14th, 2008 at 4:03 pmWealthy people from other countries They also go to Cuba for excellent medical services!!!
June 14th, 2008 at 4:04 pmHealth, education and house are responsible government’s obligations!
June 14th, 2008 at 4:05 pm#30 Freedom Rebel,
It also seems that the higher your copay the more likely the Dr. will give you free samples (from that special closet)supplied by the drug companies to keep you from complaining back to your own insurer about high drug costs and putting the Dr on the radar as an “abuser” of the system that hurts the profits!!
Vicious circle!!
June 14th, 2008 at 4:07 pm…and here in Australia, we have a much better health care system than in the USA. I had an emergency operation in 2005, with nurses coming every day to my house for a month after the operation. My bill: AU$0.00!!!
June 14th, 2008 at 4:08 pmCorporations, be that oil, health or any, have no place in government institutions! Speacially when it comes to responsible government’s obligations: Heath, Education and Housing. Anything other than that is criminal!
June 14th, 2008 at 4:12 pmHeres everything they dont want you to know:
http://www.universalhealthcareinfousa.com
June 14th, 2008 at 4:44 pmI live in Seattle, and can assure you the Seattle Times leans very heavy to the right.
June 14th, 2008 at 7:11 pmDo they ever use cyanide and or mustard gas to kill them?
June 14th, 2008 at 8:05 pm#67-Krazny
Did you happen to notice a few weeks ago how the [alleged] columnist Joel Connelly of the Times attacked Ralph Nader when he was in town? Fortunately, a couple of letter writers were able to point out, a few days after Connelly’s column appeared, the falsehoods that were contained in Connelly’s article.
June 14th, 2008 at 8:41 pmMy apologies to what I had written at comment #70. Though it is true what Connelly had stated in his article, he writes, however, for the Seattle Post-Intelligencer and not the Seattle Times. But I do concur with what Krazny had written, that the Times does lean to the right.
June 14th, 2008 at 8:46 pmI just hope I live long enough to see my children stepping over these street rat ill Canadians. USA! USA!
June 14th, 2008 at 8:59 pmdrock23 Says:
We have tried your methods for the last 8 years….you have failed. This is your future, back to the shadows where you belong.
June 14th, 2008 at 9:53 pmhttp://news.yahoo.com/s/ap/20080614/ap_on_el_ho/gop_woes
drock, you guys are amusing…..beat your chest and yell and tell us how it is some more….you will soon have your wings clipped and that will be the end of the nighmare that you have brought to this nation. We, the rational and compassionate citizenry will take it from here. Don’t worry, we will see that you get the required medication.
June 14th, 2008 at 10:10 pmNothing like living in a fantasy world eh? Just a tip for ya, even your pundits admit that health care in America is in a crisis state…..you can quit the cheerleading now because the truth has eeked out despite every effort on your part.
Prediction for ya…..if and I mean if, if mccain steals the election…he will raise taxes…..
June 14th, 2008 at 10:14 pmheh…that’s funny. Little slip there?
June 14th, 2008 at 10:43 pmEven if this were true, which I seriously doubt, you are still putting yourself in the group of elite few who have this benifit in America.
The situation that you describe is the exception….not the rule. That is the problem you don’t seem to be able to wrap your little pea brain around.
June 14th, 2008 at 10:47 pmYes and you will be allowed to help pay for it.
June 14th, 2008 at 11:08 pmCopied from email last week.
Just hung up with XXXX. He has a sailing buddy, a frenchman who is just a great guy. They usually sail races together and this guy crews for XXXX and also for another guy out of MMM. On sunday he fell because a ladder collapsed under him. Broke lower part of one foot in too many places to count. Went to hospital with no insurance. They gave him advil and a pair of crutches and sent him home. The surgery that is required needs 2 teams of orthopedic surgeons. Very complicated and NO INSURANCE. He is now looking at options but there does not seem other than going back to France. Will need 1 year to recuperate and no income. He has to be looking at a 100-150,000 bill.
Update
This guy is having surgery right now. Broken at ankle in 7-10 pieces and also below the knee. He was on morphine all week and screaming non-stop. Payment?
XXXX thinks he tapped out his credit card limits and emptied his savings. They wanted payment up front.
http://www.universalhealthcareinfousa.com
June 15th, 2008 at 8:16 amObamaFan Says
Obama fan, you are just such a foolish person. You think everything is okie dokie here with our health care?
You are either a complete nincompoop or you work for the greedy who want this crisis to continue. You are most certainly not a christain.
June 15th, 2008 at 12:12 pmObamaFan,
Now I see where you are coming from.
Just go to my site, click the NCL tab and see what kind of an organization you work for. Enjoy the trip. Especially the return trip.
Yes, Obama supports making the insurane companies richer. So does Hillary and McCain.
http://www.universalhealthcareinfousa.com
June 16th, 2008 at 11:36 am