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What’s Behind The Higher Premiums Increases?

By Igor Volsky  

"What’s Behind The Higher Premiums Increases?"

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Austin Frakt has a good comprehensive post examining the possible causes of the recent spike in health insurance premiums, considering everything from insurers’ anticipation of higher utilization to changes in the risk pool. He also suggests that insurers may be raising premiums to make up for low returns on their investment in “short term bonds, including Treasuries (either in absolute terms or relative to expectations).”

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