The number of Americans who received health insurance from their employer dropped again in 2011, continuing a three-year decline. According to a Gallup survey, 44.6 percent were insured through their employers in 2011, compared to 45.8 percent in 2010 and 49.2 percent in 2008. And at the same time, the number of Americans without insurance has increased, growing from 14.8 percent in 2008 to 17.1 percent last year.
The Affordable Care Act is expected to stabilize the employer health insurance market while opening up options for people who are uninsured through the state insurance exchanges. In 2009, more than 50 million Americans were uninsured, but estimates show that the Affordable Care Act will reduce the number of uninsured by 32 million once it is fully implemented.