Health Insurers’ Discriminatory Practices Costs Women $1 Billion More A Year

Women routinely pay $1 billion more a year than men for the same premium coverage due to “gender rating” practices, according to a new report released by The National Women’s Law Center (NWLC). The report, Turning to Fairness: Insurance discrimination against women today and the Affordable Care Act, “documents how insurers on the individual market use discriminatory practices that make it difficult for women to obtain affordable health care.” The group also notes that while insurance companies are highly unlikely to voluntarily end “gender rating,” at least 14 states have taken steps to outlaw or limit these practices in the individual market. The full implementation of the Affordable Care Act in 2014 will end “gender rating” nationally. The NWLC has launched a new campaign in response to the report’s findings, I Will NOT Be Denied, to educate women on the important benefits of the ACA. — Fatima Najiy